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21
发表于 2006-1-12 19:52
以下是引用whoknows在2006-1-11 21:25:23的发言:

wow, you must have sufficient previous deposit to support you!

Nope, my account balance is always almost zero.

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22
发表于 2006-1-12 23:44
You are professional and I am green hand!

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发表于 2006-1-14 12:03
以下是引用liver411在2006-1-12 5:51:59的发言:

Nope, my account balance is always almost zero.

zero balance?

do you use overdraft facility? haha,then you need to use sth to pledge

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24
发表于 2006-1-16 17:53

I used to have a overdraft protection, something like a credit card linked to the account. However, it promoted my craving to spend more money…I canceled it a while ago. Now I only spend cash instead of checks and credit cards, but it still leads me to bankruptcy.

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25
发表于 2006-1-17 11:54

credit card limit is not always satisfactory but high intests if you don't pay on time

normally overdraft facility granted from fix deposit or long term investment has lower interst and higher limit.

and i don't like to use credit card because i'm afraid of exceeding comsuption

bankcruptcy, really?

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26
发表于 2006-1-18 21:01

Credit cards make people...you know and also they have soaring identity theft rate. Carrying cash is too dangerous and not too many people like to receive checks because merchants are afraid of bounced checks. Pretty soon, they will use one’s fingerprint to make a purchase.

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